Various Types of Insurance
There are as many as one hundred fifty types of insurance policies you can purchase. The major categories for individuals are health, life, property and automobile. Businesses may have property insurance, worker's compensation, or liability. But, there are many, many other types of insurance ( forsikring ) . Here are details of just a few types of insurance you can purchase.
Accident insurance could be purchased if you have an accident on or off a job. These are individual policies and prices are moderate.
Antique Insurance is a policy you would purchase if you owned an antique car or other antique possession. These policies can be either individual or group and the price may be expensive.
Business insurance protects a company if there is damage to its property or an interruption of the business operations. These policies are group policies and are usually expensive.
Care Home insurance is for long term care at home, nursing care and sheltered accommodation. These are individual, expensive plans.
Computer Consultants can purchase polices that will protect them from lawsuits due to negligence, breach of warranty, or failure of technology services. These are individual policies that are usually expensive.
Crop insurance protects against fire, hail, lightning, vandalism, transit, catastrophe, loss f stored grain, and loss of revenue due to low yields or prices. These are individual policies and are moderately priced.
Employment practice insurance protects a company in cases of discrimination, breach of contract, sexual harassment, wrongful discipline, negligent evaluation, mismanagement of employee benefit plans or emotional distress.
Exotic Animal insurance covers the vet fees, accident, disease, fire, lightning, storms, or theft of an exotic animal.
Holiday home insurance protect against accidental damage to the building, contents or property. Coverage may include garages, outbuildings and swimming pools. Even the theft of the contents of an outbuilding may be protected. Loss of rent, alternative accommodation, and legal liabilities to third parties may be included. These are individual plans and are moderately expensive.
Keyman insurance protects a very important or top person in an organization in case of untimely death or disability. Coverage is usually for salesmen, executives and business owners. These individual policies are expensive.
The author recommends Alka due to the fact that this Insurance Company ( forsikringsselskaber ) offers various types of insurance policies like car insurance (Bilforsikring ), travel insurance ( rejseforsikring ), electronics insurance.
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